SafalSevaKendra
Legal & Compliance

Privacy Policy

Prosper Professional Development Life Private Limited

www.safalsevakendra.in

Effective Date: 29 October 2026

Last Updated: 29 October 2026

Policy issued by

Prosper Professional Development Life Private Limited

www.safalsevakendra.in
1

Introduction

Prosper Professional Development Life Private Limited ("Prosper", "we", "our" or "us") respects your privacy and is committed to handling personal information responsibly. This Privacy Policy explains how information may be collected, used, stored, shared and protected when you visit www.safalsevakendra.in or use our services, including gift cards, vouchers and related digital services.

This Policy should be read together with the applicable Terms & Conditions and product-specific terms. Where a gift card, voucher, payment or other service is issued or processed by a bank, payment provider, PPI issuer, merchant or other partner, that partner may separately process information under its own privacy policy.

2

Information We May Collect

  • Identity and contact details, such as name, email address, mobile number and other details you provide.
  • Account and transaction information, such as order IDs, purchase history, voucher or gift-card details, transaction status and customer-support records.
  • Payment-related information, such as payment status, reference numbers and limited transaction details received from payment partners. Full card, bank or payment credentials should be handled by authorised payment providers where applicable.
  • Technical information, such as IP address, browser/device information, access logs, approximate location derived from technical data, and website usage information.
  • Communication and preference information, including messages sent to customer support and choices you make about notifications or marketing.
  • Information required for fraud prevention, legal compliance, dispute handling or partner onboarding, where applicable and lawfully collected.
3

How We Use Information

  • To create or manage accounts and fulfil orders for gift cards, vouchers or related services.
  • To process transactions, provide order updates, verify transaction status and coordinate with relevant issuers, merchants, banks or service providers.
  • To respond to enquiries, complaints, refund requests and customer-support matters.
  • To maintain website security, prevent fraud, detect misuse and protect our users and business.
  • To improve our website, services, user experience and operational processes.
  • To send service-related communications and, where permitted, promotional communications in accordance with applicable preferences and law.
  • To comply with applicable laws, lawful requests, contractual obligations and audit requirements.
4

Legal Basis and Consent

We will process personal information in accordance with applicable Indian law and any other law that applies to the relevant activity. Where consent is required, we will seek it in the manner required by law. Where processing is necessary to provide a requested service, perform a contract, meet legal obligations, address security risks or handle a dispute, we may process information for those purposes to the extent permitted by applicable law. You may withdraw consent where processing is based on consent; withdrawal may affect our ability to provide the relevant service, and it will not invalidate processing already carried out lawfully.

5

Sharing and Disclosure

We may share relevant information, limited to what is reasonably necessary, with:

  • Gift-card or voucher issuers, banks, authorised payment providers, PPI issuers, merchants and service partners involved in delivering the product.
  • Payment gateways, technology providers, hosting providers, customer-support providers and security or fraud-prevention vendors.
  • Professional advisers, auditors and insurers where reasonably required.
  • Government authorities, regulators, courts or law-enforcement agencies when disclosure is required or permitted by law.
  • A successor or relevant party in connection with a merger, restructuring, business transfer or similar transaction, subject to appropriate safeguards.

We do not intend to sell personal information as a standalone product. Partners receiving information may process it under their own terms and policies.

6

Third-Party Services and Partner Policies

Our website or services may link to, or depend on, third-party websites, apps, payment gateways, banks, issuers, merchants or other providers. We do not control their independent privacy practices. Please review the relevant third-party privacy notice and product terms before using their services. The identity of the actual gift-card/voucher issuer or payment provider should be shown in the applicable product information where relevant.

7

Cookies and Similar Technologies

We may use cookies, pixels, local storage and similar technologies for essential website functions, security, preferences, analytics and performance. Where required, we will seek consent before using non-essential technologies. You can manage cookies through your browser settings, but disabling certain cookies may affect website functionality.

8

Data Security

We use reasonable technical, organisational and administrative safeguards designed to protect information against unauthorised access, loss, misuse, alteration or disclosure. No internet transmission or storage system can be guaranteed to be completely secure. Please keep account credentials confidential and notify us promptly if you suspect unauthorised use.

9

Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Policy, including service delivery, dispute resolution, security, accounting, audit and legal or regulatory requirements. Retention periods may vary by information type and applicable law. When information is no longer required, we will take appropriate steps to delete it, anonymise it or securely dispose of it, subject to legal retention obligations.

10

Your Rights and Choices

Subject to applicable law and verification of your identity, you may have rights to request access to or correction of personal information, seek deletion where permitted, withdraw consent where processing is based on consent, manage marketing preferences, or raise a grievance. Some information may need to be retained to meet legal, accounting, fraud-prevention or dispute-resolution obligations. We will respond to requests in accordance with applicable law.

11

Children’s Privacy

Our services are not knowingly directed at children where parental consent or additional safeguards are required by applicable law. If you believe a child has provided personal information inappropriately, contact us so we can assess and take appropriate action in accordance with applicable law.

12

International Transfers

If personal information is transferred or accessed across borders, we will do so subject to applicable legal requirements and appropriate safeguards, where required.

13

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our services, practices or legal requirements. The revised version will be posted on our website with an updated "Last Updated" date. Please review it periodically.

14

Grievances and Contact

For privacy questions, requests or complaints, contact us at:

anup.rai@safalsevakendra.in

Please include enough information for us to identify the relevant request, but do not send passwords, full payment-card details or other unnecessary sensitive information by email.

15. Important Implementation Notes

Before publishing this Policy, Prosper should confirm its actual data practices and applicable legal obligations. Complete the following checks:

  • Confirm the actual categories of personal information collected by the website and each service.
  • Verify the actual data flows, vendors, payment partners and any cross-border access or transfers.
  • Check which cookies, analytics tools, pixels and local-storage technologies are actually used.
  • Define retention periods based on actual operational practices, contractual requirements and applicable law.
  • Establish and verify the process for privacy requests, consent withdrawal and grievance handling.
  • Obtain Indian legal and privacy-compliance review before publication.
  • Do not publish claims about certifications, security controls, licences or compliance unless they are accurate and supported by evidence.

This draft should be checked by Indian legal and privacy-compliance professionals before publication.

Contact Us

For privacy questions, requests or complaints, contact Prosper Professional Development Life Private Limited.

anup.rai@safalsevakendra.in